.calc-page .grid{gap:24px;padding-block:34px 60px;display:grid}.calc-page .panel{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:24px}.calc-page form .panel+.panel{margin-top:20px}.calc-page .panel h2{letter-spacing:.2em;text-transform:uppercase;color:var(--muted);border-bottom:1px solid var(--line);margin-bottom:20px;padding-bottom:12px;font-size:13px;font-weight:700}.calc-page .field{margin-bottom:18px}.calc-page .field:last-child{margin-bottom:0}.calc-page label{margin-bottom:6px;font-size:14px;font-weight:600;display:block}.calc-page .hint{color:var(--muted);margin-top:5px;font-size:13px}.calc-page .hint.tight{margin-top:-6px;margin-bottom:18px}.calc-page .input-shell{border:1px solid var(--line-strong);border-radius:var(--radius);background:#fff;align-items:stretch;display:flex;overflow:hidden}.calc-page .input-shell:focus-within{border-color:var(--emerald);box-shadow:0 0 0 3px #0e8a5f24}.calc-page .affix{background:var(--ground);color:var(--muted);border-right:1px solid var(--line-strong);white-space:nowrap;align-items:center;padding:0 12px;font-size:13px;font-weight:600;display:flex}.calc-page .affix.suffix{border-right:0;border-left:1px solid var(--line-strong)}.calc-page input[type=number]{min-width:0;font-family:var(--font-body);color:var(--ink);-moz-appearance:textfield;appearance:textfield;background:0 0;border:0;outline:0;flex:1;padding:12px 14px;font-size:16px;font-weight:600}.calc-page input[type=number]::-webkit-outer-spin-button,.calc-page input[type=number]::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}.calc-page input::placeholder{color:#97a1a8;font-weight:400}.calc-page .two{grid-template-columns:1fr 1fr;gap:14px;display:grid}.calc-page .two>*,.calc-page .year-row>*{min-width:0}.calc-page .toggle{background:var(--ground);border:1px solid var(--line-strong);border-radius:var(--radius);gap:8px;margin-bottom:20px;padding:4px;display:flex}.calc-page .toggle button{font-family:var(--font-display);color:var(--muted);cursor:pointer;background:0 0;border:0;border-radius:4px;flex:1;padding:10px;font-size:14px;font-weight:700;transition:background .15s,color .15s}.calc-page .toggle button[aria-pressed=true]{background:var(--ink);color:#fff}.calc-page .toggle.sub button{padding:8px;font-size:13px}.calc-page .toggle.sub button[aria-pressed=true]{background:var(--surface);color:var(--ink);box-shadow:var(--shadow-sm)}.calc-page .check{align-items:center;gap:10px;margin:16px 0;font-size:14px;font-weight:600;display:flex}.calc-page .check input{width:18px;height:18px;accent-color:var(--emerald)}.calc-page details summary{cursor:pointer;font-size:14px;font-weight:600;list-style:none}.calc-page details summary::-webkit-details-marker{display:none}.calc-page details summary:before{content:"+ ";color:var(--emerald);font-weight:800}.calc-page details[open] summary:before{content:"- "}.calc-page .results{background:var(--ink);color:#fff;border:0}.calc-page .results h2{color:#ffffff80;border-color:#ffffff29}.calc-page .needs{color:#ffffffb8;font-size:15px}.calc-page .needs-lead{margin-bottom:10px;font-weight:600}.calc-page .needs ul{margin:0;padding-left:20px}.calc-page .needs li{margin-bottom:4px}.calc-page .horizon{text-transform:uppercase;letter-spacing:.1em;color:var(--emerald);margin-bottom:16px;font-size:13px;font-weight:700}.calc-page .tiles{border-radius:var(--radius);background:#ffffff24;border:1px solid #ffffff24;grid-template-columns:1fr 1fr;gap:1px;display:grid;overflow:hidden}.calc-page .tile{background:var(--ink);padding:18px 16px}.calc-page .t-label{letter-spacing:.06em;text-transform:uppercase;color:#ffffff8c;margin-bottom:8px;font-size:12px;font-weight:600;display:block}.calc-page .t-value{font-family:var(--font-display);letter-spacing:-.03em;font-size:clamp(23px,5.4vw,31px);font-weight:900;line-height:1}.calc-page .t-value.pos{color:#3fd39a}.calc-page .t-value.neg{color:#ff8a73}.calc-page .t-sub{color:#ffffff73;margin-top:7px;font-size:12px}.calc-page .flow-strip{border-radius:var(--radius);border:1px solid #ffffff24;flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:14px;margin-top:14px;padding:16px;display:flex}.calc-page .flow-strip .t-label{margin-bottom:0}.calc-page .flow-value{font-family:var(--font-display);letter-spacing:-.03em;font-size:clamp(22px,5vw,28px);font-weight:900}.calc-page .flow-value.pos{color:#3fd39a}.calc-page .flow-value.neg{color:#ff8a73}.calc-page .cap-head{font-family:var(--font-display);letter-spacing:.2em;text-transform:uppercase;color:#ffffff80;margin:26px 0 14px;font-size:12px;font-weight:700}.calc-page .rows{border-top:1px solid #ffffff24}.calc-page .row{border-bottom:1px solid #ffffff1a;justify-content:space-between;gap:16px;padding:11px 0;font-size:15px;display:flex}.calc-page .row span:first-child{color:#ffffffa8}.calc-page .row span:last-child{font-variant-numeric:tabular-nums;white-space:nowrap;font-weight:600}.calc-page .row.total span{font-weight:800}.calc-page .results details{border-top:1px solid #ffffff24;margin-top:22px;padding-top:14px}.calc-page .results details summary{color:#ffffffb8}.calc-page .defs{margin-top:8px}.calc-page .defs dt{margin-top:14px;font-size:14px;font-weight:700}.calc-page .defs dd{color:#ffffff9e;margin:3px 0 0;font-size:14px}.calc-page .teaser{border:1px dashed var(--line-strong);border-radius:var(--radius);background:var(--surface);margin-top:22px;padding:20px}.calc-page .teaser p{color:var(--muted);font-size:15px}.calc-page .teaser strong{color:var(--ink);font-weight:700}.calc-page .disclaimer{color:var(--muted);max-width:70ch;padding-bottom:56px;font-size:13px}.calc-page .cross-link{color:var(--muted);margin-top:18px;font-size:15px}.calc-page .cross-link a{color:var(--emerald);border-bottom:1px solid;font-weight:600;text-decoration:none}@media (width>=900px){.calc-page .grid{grid-template-columns:minmax(0,1fr) minmax(0,450px);align-items:start;gap:30px}.calc-page .results{position:sticky;top:84px}}